Root Hairs or Mould?

in Plants
I planted some seeds a few days ago (Amaranthus, Calendula, Nicotiana and Rudbeckia) in seed trays with adjustable humidity vents and placed them near the window on a heat mat. Much to my surprise, the Amaranthus has geminated extremely quickly but they have some white fuzzy growth on them and I just wanted to check what it was.

When I used to try to grow seeds at school, they always went mouldy and died so I'm currently wondering whether it's happened again and I'm just doomed never to be able to grow from seed.

When I used to try to grow seeds at school, they always went mouldy and died so I'm currently wondering whether it's happened again and I'm just doomed never to be able to grow from seed.
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Gardening in Central Norfolk on improved gritty moraine over chalk ... free-draining.
Thanks for the tips 🙂
It just creates more problems, and weak, leggy seedlings.
I live in west central Scotland - not where that photo is...
Generally speaking, what's the time of year when heat mats should be used? Our house has quite a bit of warming up to do before it gets to the recommended germination temperature. I bought the heat mats as there's no way OH would be down with me turning the heating up 24 hours a day so seeds would germinate 😂 This is my first attempt at growing annuals so don't really know what I'm doing which I think is noticeable!
Gardening in Central Norfolk on improved gritty moraine over chalk ... free-draining.
My kitchen windows face south east. On a sunny day [and we've had quite a lot of those recently] it can get into the 30s, so the blind is pulled down if there are young seedlings there, or they get moved to a different window. On cloudy days it might only reach 15 - it was certainly that the other day. If they're covered with a lid, that stays until they start into growth, then it's removed, and they're turned regularly.
It just takes a bit longer for germination if the temps are a bit lower.
I live in west central Scotland - not where that photo is...