That time again - planning for overwintering tender plants

Gunnera – cover with straw but how wet or dry do you keep them? Mine sits in a boggy bowl.
Zantedeschia Aethiopica - cover with straw, how wet or dry thought as, again, mine sits in a boggy bowl?
Colocasia
- in open soil, I cover them with straw and this was successful last year. Even de dark coloured variety I have survived (mostly). Should I lift it?
Canna
- I cover these with straw (in open soil).
Ginger
lily – first year for me; shall I lift it; I can store it in the dark garage in some bark chip?
Various succulents like Zwartkop and paddle plant – I was thinking of putting them in a small cold frame to keep them from getting wet and frozen?
Water Lily – cut back, sits 1m deep so should be OK.
Astilboides and Darmera - I cover these with straw.
Marginal Water plants – I left in them in the pond margin and covered them with straw last year (bull rush, calla, Papyrus).
I also covered the straw I put over various plants with some bubble wrap last year as I worried about it getting soggy and then turning into solid ice when there's a frost. Anyone else share that concern?
Where's everyone at with their own prep?
I am in the Southeast / Berkshire so relatively mild.
Posts
I lived in Berkshire for many years and the Thames Valley is a frost pocket where you can have long severe periods of freezing weather so it is a good idea to protect frost tender plants.
It sounds as if you are being over protective with some of your plants.