Home insurance

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  • KiliKili Posts: 124
    K67, Wow, there Aviva! %%%% me . Nice to know . Thank you

    'The power of accurate observation .... is commonly called cynicism by those that have not got it.

    George Bernard Shaw'

  • FairygirlFairygirl west central ScotlandPosts: 26,751
    Fair enough @Kili. Always dear when you live outwith the 'normal' areas.  :/
    One other thing you can try is going through Topcashback or one of those similar sites. You could get a wad back, so at least you can salvage something. 
    I should have said that on my first post. My premium was 122 for this year, but I got 21 back, making it cheaper than several others for the same cover. 

    As @K67 says though - you only find out if they're any good when you have to claim. I'm pretty fortunate that I haven't had to do so for a very long time. Despite several leaking roofs/ceilings etc in the last year, I just paid them myself rather than fanny about, so I can't offer you any info on that. 
    It's a place where beautiful isn't enough of a word....


  • Ladybird4Ladybird4 Third rock from the sunPosts: 25,789
    Hello Kili. I research using Compare the Market every year when my buildings and contents insurance is due and I always select NOT to have automatic renewal at the end of the year. I always go for the cheapest and last year I used Quote Me Happy (other insurers are available) and they proved to be the cheapest this year so I renewed with them again. I also research every year for my car insurance and this year I am with QMH for that too.
    Cacoethes: An irresistible urge to do something inadvisable
  • Singing GardenerSinging Gardener EssexPosts: 840
    My mum has had home insurance with Aviva for years and this year they wrote that they were no longer continuing the product she used and she should get online for a quote for their new offering. The quote she got was £200 pounds less than they had charged her for the previous year - going down from about £350 to £150.

    The only problem she then had was that when she tried to retrieve her quote she couldn't log in because the system wouldn't accept a DOB before 1935!!
  • KiliKili Posts: 124
    My mum has had home insurance with Aviva for years and this year they wrote that they were no longer continuing the product she used and she should get online for a quote for their new offering. The quote she got was £200 pounds less than they had charged her for the previous year - going down from about £350 to £150.

    The only problem she then had was that when she tried to retrieve her quote she couldn't log in because the system wouldn't accept a DOB before 1935!!
    Call them.  They can retrieve the quote for you and you can pay over the phone.

    That's why I never signup for auto renew. Always check each year before they take your money for the best deal.

    'The power of accurate observation .... is commonly called cynicism by those that have not got it.

    George Bernard Shaw'

  • WillDBWillDB Posts: 1,950
    Re the missed payment thing, it would only be an issue if you had a payment outstanding while you were trying to make a claim - I doubt a single missed payment (rectified after they contacted you about it) would invalidate your insurance for a whole year.
  • Hostafan1Hostafan1 Posts: 22,002
    WillDB said:
    Re the missed payment thing, it would only be an issue if you had a payment outstanding while you were trying to make a claim - I doubt a single missed payment (rectified after they contacted you about it) would invalidate your insurance for a whole year.
    Might I also suggest if the missed payment mistake was on the part of the card company, rather than yours, I can't see it being a problem
    Devon.
  • Singing GardenerSinging Gardener EssexPosts: 840
    edited 14 August
    Kili said:


    The only problem she then had was that when she tried to retrieve her quote she couldn't log in because the system wouldn't accept a DOB before 1935!!
    Call them.  They can retrieve the quote for you and you can pay over the phone.

    That's why I never signup for auto renew. Always check each year before they take your money for the best deal.
    I did call them, I was just amused and rather shocked at the apparently arbitrary age cut off. I did ask the person I spoke to ask the IT department to change this.

    I then had to break the news to my mum that they wouldn't accept a cheque in payment! They also told me that she couldn't make an annual payment but that it would have to be monthly and that it would auto-renew. She will be sent a letter in advance of the auto renewal though and can cancel at that point if she wishes.
  • FireFire LondonPosts: 5,439
    Legal and General quoted me about half of some of the other insurers. I overspent madly for about five years before I did some serious phoning around.
  • FairygirlFairygirl west central ScotlandPosts: 26,751
    I was horrifed when a former colleague told me she'd never looked around for insurance. The amount she was paying was eye watering compared to me, and she had a similar size of house and contents, similar neighbourhood etc.
    It's a place where beautiful isn't enough of a word....


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